If you have even 1 part-time employee, you must, by law, carry workers compensation. 

It provides medical and disability benefits to injured employees. 1099 worker coverage.

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New Legislation applies to 1099 employees

Protects you from bodily injury and property damage claims and is required by most lenders and landlords. Equipment floaters, Special Event, Performances, Event cancellation coverage. Volunteer and Participant coverage available.

Protects the organization and its board members, employees and

volunteers  from claims related to management errors and omissions, and employment practices claims such as wrongful termination, harassment, discrimination, failure to promote, and third party coverage 

Provides high-limit insurance coverage for business owned or leased vehicles. Non-Owned and Hired liability for volunteer and employees driving their own vehicles

Coverage for instructors, dance teachers, music teachers, adaptive therapists, producers, production companies, booking agencies, and more

Medical, dental, vision, and life insurance for business and individuals.